Welcome to Jitin Aditya Kapur CA LL.M


SARFAESI β€’ DRT β€’ Loan Settlement β€’ NPA Defense

End-to-End Representation by CA + Advocate | Loan Restructuring | DRT / SARFAESI Defense | One-Time Settlement Negotiation | Borrower Protection

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Trusted Partner Ecosystem

We work with authorised digital service providers, domain registrars, lenders and compliance tools to ensure our clients receive secure, efficient and reliable services.

This includes digital signature issuance, domain/hosting support, cloud-based accounting, lending support and enterprise-grade documentation systems.

How Our Process Works !

1️⃣ Share your notice / loan document via WhatsApp / Email 2️⃣ Case evaluation by CA + Advocate
3️⃣ Draft legal notice / response or DRT filing
4️⃣ Representation before bank or tribunal
5️⃣ Final case closure and compliance advice

πŸ’Ό Personally handled by Adv. Jitin Aditya Kapur (CA LL.M) β€” ensuring accuracy and professionalism.

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Why Choose Us
βœ… 18+ Years of Legal & Financial Experience
βœ… Dual Qualification – Chartered Accountant & Advocate
βœ… Expertise in Banking, Debt, and SARFAESI Laws
βœ… Representation before DRT / DRAT / Civil Courts
βœ… PAN-India Support for Borrowers & Businesses
βœ… Transparent Pricing – No Hidden Costs
βœ… Regular Case Updates & Document Tracking

Loan & Bank Dispute Legal Support – Expert Representation for Borrowers

We assist individuals and businesses facing loan disputes, recovery notices, or NPA classification.
Our dual CA + Advocate expertise ensures both legal protection and financial restructuring guidance.

Legal Services We Provide

1️⃣ Loan & Mortgage Agreement Review
βœ… Drafting and reviewing loan, mortgage, and security documents
βœ… Identifying unfair clauses or overcharged interests
βœ… Legal opinion on guarantee, hypothecation & collateral risks
βœ… Advisory before signing or restructuring

2️⃣ Loan Settlement & Restructuring
βœ… Negotiation with banks & NBFCs for one-time settlements (OTS)
βœ… Assistance in restructuring overdue accounts
βœ… EMI waiver / moratorium advice
βœ… Preparing financial representations for lenders

3️⃣ SARFAESI & DRT Representation
βœ… Drafting and filing replies to SARFAESI 13(2) and 13(4) notices
βœ… Filing Securitisation Applications before DRT
βœ… Representation before DRT / DRAT & liaison with banks βœ… Stay orders, possession objections, and interim reliefs

4️⃣ Bank Recovery & NPA Defense
βœ… Challenging arbitrary recovery actions
βœ… Representation against loan recall & guarantee enforcement
βœ… Debt negotiation and settlement drafting
βœ… Execution stage & auction intervention

5️⃣ Borrower Advisory & Legal Opinions
βœ… Loan documentation and default risk analysis
βœ… Strategy for pre-litigation resolution
βœ… Legal notices, replies & arbitration-based settlements βœ… Confidential and personalized borrower protection guidance

Pricing

Loan, Mortgage & Bank Dispute Legal Support
Transparent fees | No Hidden Charges | Free Initial Consultation

Legal Notice / Reply Package

On Discussion

Ideal for: Responding to bank / NBFC notices or OTS proposals

Package Includes:
✨ Draft & dispatch of legal reply / representation
✨ Review of bank correspondence
✨ Follow-up and negotiation guidance
✨ Free Legal & Finance Updates for lifetime

DRT / SARFAESI Representation Package

On Discussion

Ideal for: DRT petitions, possession matters, or recovery defense

Package Includes:
πŸ’Ό Drafting & filing of DRT / DRAT applications πŸ’Ό Advocate appearance before tribunal
πŸ’Ό Regular case updates & document tracking 
πŸ’Ό Free Legal & Finance Updates for lifetime

Loan Settlement & OTS Negotiation Package

On Discussion

Ideal for: High-value loan / NPA restructuring

Package Includes:
βœ… Drafting of OTS proposal with financial analysis
βœ… Negotiation with bank officers / legal department
βœ… Documentation till final settlement approval
βœ… Free Legal & Finance Updates for lifetime 

πŸ’³ Secure Online Payment with PayU Money

Make your payment safely through PayU Money, India’s trusted payment gateway. We value your trust β€” your payment is 100% protected under PayU Money’s Buyer Protection Policy.

πŸ” Why Pay with PayU Money?
βœ… 100% Secure & Verified Payment Gateway βœ… Instant Payment Confirmation
βœ… Encrypted Transactions (SSL Certified)
βœ… Accepts UPI & Net Banking
βœ… An Invoice will be issued after every payment
βœ… 100% Money-Back Guarantee* under PayU Money Terms

πŸ›‘οΈ*Full refund if application not filed, as per PayU Money Buyer Protection (T&C apply)

Frequently Asked Questions

1. What is SARFAESI and how does it affect me?

SARFAESI allows banks to recover dues by taking possession of secured assets without court intervention. We help you file replies, objections, or DRT petitions to protect your rights.

2. What is DRT and when should I approach it?

The Debt Recovery Tribunal (DRT) handles cases where banks claim dues over β‚Ή20 lakh. You can approach DRT to challenge SARFAESI actions or seek stay orders.

3. Can I negotiate a one-time settlement (OTS)?

βœ… Yes. We assist in preparing your OTS proposal, negotiating with the bank, and ensuring written confirmation of final terms.

4. What documents are needed for DRT or SARFAESI defense?

Loan sanction letters, repayment schedule, bank notices, account statements, and property papers.

5. Do you represent clients outside Delhi?

βœ… Yes, we represent clients PAN India before DRTs, High Courts, and coordinate with local counsels as needed.

6. What is your fee structure?

Consultation β‚Ή999, Notice / Reply β‚Ή1,999, DRT Representation β‚Ή4,999+, and OTS Negotiation β‚Ή9,999+.
All charges are transparent and case-based.

7. Why choose you for loan or bank disputes?

⭐ CA + Advocate expertise for legal and financial strategy
⭐ 18+ years of experience in debt, banking & tribunal practice
⭐ PAN-India representation with personal accountability
⭐ Transparent process and regular updates

8. Can I meet you in person at your office?

Yes, personal meetings are available by prior appointment only at our Delhi Corporate office:
πŸ“ Office No. – 103, First Floor, Balaji Chamber, D-246/10, Laxmi Nagar, Delhi-110092
To schedule an appointment, please Call or WhatsApp us.
Appointments are typically available Monday to Saturday, between 11:00 AM and 6:00 PM.
πŸ’¬ Walk-ins are not accepted to ensure every client receives dedicated consultation time.

πŸ“žContact Now - Loan & Bank Dispute Legal Support

Get your consultation today for loan disputes, recovery cases, or settlement assistance! 

Important: We are legal advisors and representatives, not a government agency. Applications are filed via official Indian Government portals, with approvals/rejections made solely by Government authorities.

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